Annette Sinclair
Dip FS (Fin Plan)
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Diploma Financial Services (Financial Planning)
Multiple Internal Centrelink Programs


Before joining N C Bruining & Associates, Annette was a Financial Information Services Officer, similar to a financial planner in giving broad financial information and advice to the public, specialising in superannuation and aged care.

Annette is an experienced and well respected public speaker, having conducted hundreds of seminars and radio interviews. She is well known for her ability to explain financial concepts in easily understood terms.

Working for Centrelink for more than fourteen years, Annette has an extensive knowledge of Social Security Law and the financial issues pertaining to aged care.

Annette believes that her role is to create simple, yet effective strategies to help her clients maximise their retirement income and manage the many issues we or our loved ones face through retirement.

Annette was born and raised in Perth, attending Swanbourne Senior High School.

She studied maths at the University of Western Australia, which led to a career in management. This was followed by a second career in teaching, before joining Centrelink in 1997.

Annette is married, with two adult children. She enjoys exploring Australia and spending time with her family.